Kent & Wittner, P.S.
ROY W. KENT | BRETT L. WITTNER | KELLY M. WITTNER
Putting Lives on Track.

Kent & Wittner, P.S.

ROY W. KENT | BRETT L. WITTNER | KELLY M. WITTNER

Putting Lives on Track.

"Our top priority is to make each client feel valued and respected. We know that families in distress are under a lot of pressure. We also understand that we might not catch you at your best. Don’t worry. We keep a box of tissues always at the ready and are prepared to listen and work through any issue.Our goal is to make sure you leave with a smile on your face – even if you didn’t come in that way."

Can I keep my car and other personal assets when I file bankruptcy?

Usually, yes. Most people who file for bankruptcy in Washington do not lose any property. We will be able to assist you in deciding whether to use the Washington exemptions or the Federal exemptions to protect your assets. For example, Washington law allows you to protect equity of $3,250.00 per person per vehicle. 

This means that in a Chapter 7 case, you can keep your vehicle as long as your equity in your vehicle is less than this amount. In addition to the motor vehicle exemptions, we can use what is commonly referred to as a 'wildcard" exemption to protect other assets, including your vehicle.

Of course, if you have a loan on your vehicle, you must continue to make your car payments even if you file bankruptcy.

If your equity is more than that protected by law or if you have fallen behind on your car payments, a Chapter 13 bankruptcy can permit your to restructure your loan and keep your car.

Most household goods, home furnishings, and other personal property are exempt under either federal or state exemptions.

When you come in for your one-hour consultation, we can discuss your assets and how to protect them when you file bankruptcy. We know this process can be intimidating; however, our knowledgeable attorneys will walk you through every step of the process.

Call today to schedule a consultation.